Holding a deposit of 1.5 million, buy a small house in Shenzhen or a big house in Huizhou? Where is the best deal?
With 1.5 million in hand, it is obvious that you can barely buy a house in Shenzhen or you can buy a house in Shenzhen at all. Why do you say this? Because Shenzhen’s housing prices are high, Huizhou’s housing prices are cheap, and Huizhou is relatively close to Shenzhen.
So where is the best place to buy a home? It is obvious that the various advantages and disadvantages need to be weighed and compared.
What if I buy a house in Shenzhen?
According to the current housing prices in Shenzhen, in luxury areas such as Nanshan, Futian, and Luohu, the housing price must be around 100,000 square meters per square meter, generally like this.
If it is in Shenzhen Bay, where the rich live, without the worth of Ma Huateng and Ren Zhengfei, it is estimated that it is impossible to buy a house in Shenzhen Bay.
So there are 1.5 million in hand. Even if you buy a two-bedroom, the areas that can be considered are closed, such as Guangming, Longhua, Baoan, etc., and the Futian and Nanshan areas have basically been crossed out.
1.5 million in cash, even in some relatively cheap areas, the house prices in Guangming are between 40,000 and 50,000. That is to say, a 100-square-meter house costs about 4 million to 5 million, or even more. higher.
1.5 million can only be a down payment in Shenzhen, and it is difficult to buy a house entirely.
Even if you can buy a small house with full money, it doesn’t seem to make much sense. It is better to rent a house and live in a more comfortable place.
If a family of several people are crowded into a house with one living room and two bedrooms, it is really uncomfortable to think about.
Especially some families with two or three children, a family of four and five, plus the elderly are crowded in a small room, and it is not comfortable to live in, even if they can buy a house with full money to live in inconvenient.
And even if the house is rented out one day, it is not easy to rent it, because the house is too small, and even if you don’t like this house in the future, if you want to sell it, it will be difficult to sell it, because the space is too small.
If you want to buy a big one with 1.5 million money, you can only just make the down payment. If you buy a small one, it is too small to make much sense.
For those who cannot afford a house, and ordinary people who are reluctant to buy a house in other places, they can actually rent a house in Shenzhen.
Now if you are outside the customs, such as Guangming and Baoan, you can rent a one-bedroom and two-bedroom house for 1,000 to 2,000 yuan, and the environment is not bad.
So 1.5 million was thrown in to buy a house, and I had to consider whether I could afford the house in the future.
Because buying a house means that you must have a steady stream of income to provide a house. If you don’t have a stable job, this is a risky move.
Is it cost-effective to buy a house in Huizhou?
According to the current housing price in Huizhou is about 7,000 to 12,000, then 1.5 million can basically buy a house of about 100 square meters in Huizhou with the full price, and the space will indeed be very large, so at least the environment is better to buy in Huizhou. .
The family can live very comfortably, and if there are several people in the family, they can all enjoy family happiness.
In recent years, the transportation between Huizhou and Shenzhen has become more and more convenient. If Shenzhen Metro Line 14 is opened, and it is very close to work in Futian, then for some people who work in Longgang, the commute time will be greatly reduced.
But there is a very bad place to buy a house in Huizhou, that is, Huizhou is really a little distance from Shenzhen.
Some of my friends just couldn’t afford a house in Shenzhen, so they went to Huizhou to buy a house. They could only afford it in Huizhou, but they couldn’t afford a house in Shenzhen.
But this distance is still very far. If you go back and forth every day, it is really a headache, so this friend can only return to Huizhou on Saturdays and Sundays when he does not have to work overtime. Usually, he works and lives in Shenzhen.
Not everyone’s company has room and board, so some people must also rent a house here in Shenzhen.
So what is the most worrying thing about buying a house in Huizhou, and the most worrying thing is the vacancy rate of the house. I have been buying it there, and no one has gone there, and it is difficult to rent it out, so it is a bit of a waste.
Buying a house in Huizhou but there is no way to live often, then in Shenzhen, you have to bear the rent, so it needs to be judged whether it is worthwhile.
If there are too many people in the family, including the elderly and children, the housing loan and prices in Shenzhen are really unaffordable these years. You can also consider buying a house in Huizhou, and work there by the way.
Huizhou has developed well in recent years, and there are many jobs available.
If you are a real estate speculator, dreaming of increasing the value and then selling it, you cannot have such an idea. Remember, the house is for living, not for speculation.
Or if you buy a house in Huizhou, there is no need to move in at all, that is, you need to weigh the pros and cons. Sometimes you can’t buy a house, and you can rent it.